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This is that marvellous day when it is all over and the new property is yours. Or if you are selling you get paid and hand over the keys – and the responsibilities! The transaction is complete! Technically, completion means the point in time when the buyer hands over the balance of payment for the property and receives, in exchange, good title and the keys. At that point, but not until, the buyer is free to take occupation.

When involved in a chain of sales, you must bear in mind that it is not practical to arrange all completions simultaneously. You will need to keep in touch with your solicitor or legal advisers to make sure you know when you are free to take possession. If we are holding the keys, we will not be able to release them to you until we have appropriate authority and confirmation that the transaction and transfer of the money has gone through. On a busy day, this can cause delay and be an unnecessary worry, so plan carefully in advance! A quick word of advice – avoid a Friday afternoon!

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