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Bridging Loans

These are short-term financial advances, usually from a bank, to help with transitional arrangements during a move of house. Most commonly this will be a loan towards the 10% deposit when all your capital is tied into the house you are selling, but the need may also arise if you are both buying and selling and the two transactions do not coincide. Banks dislike open-ended bridging without some form of guarantee of repayment, but there are several other schemes designed to help get over the problems. If you are in this position, please do ask for our specific advice.

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